:root{
  --navy:#0E2A47; --navy2:#16385c; --green:#9BE15D; --green-d:#2F7A12;
  --cream:#F6F1E7; --ink:#0F1B2A; --muted:#4A5868; --line:#E2DCCF; --white:#fff;
  --r:16px; --shadow:0 10px 30px rgba(14,42,71,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Figtree,system-ui,sans-serif;color:var(--ink);background:#fff;font-size:18px;line-height:1.55}
h1,h2,h3,.form-h{font-family:Geist,Figtree,sans-serif;letter-spacing:-.02em;line-height:1.12;margin:0 0 .5em;text-wrap:balance}
h1{font-size:clamp(32px,4.6vw,54px);font-weight:800}
h2{font-size:clamp(27px,3.3vw,40px);font-weight:700}
h3{font-size:20px;font-weight:700}
p{margin:0 0 1em}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.narrow{max-width:820px}
.center{text-align:center}
.lead{font-size:20px;color:var(--muted)}
.strong{font-weight:700;font-size:20px}

/* nav */
.nav{background:#fff;border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:66px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-mark{width:38px;height:38px;border-radius:10px;background:var(--navy);color:var(--green);font:800 15px Geist,sans-serif;display:grid;place-items:center}
.logo-txt{font:600 16px Geist,sans-serif;color:var(--navy)}
.logo-txt b{font-weight:500;color:var(--muted)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--green);color:var(--navy);font:700 18px Geist,sans-serif;padding:17px 30px;border-radius:999px;border:0;cursor:pointer;text-decoration:none;box-shadow:0 4px 0 #6fae38;transition:transform .12s, box-shadow .12s;min-height:56px}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(2px);box-shadow:0 2px 0 #6fae38}
.btn-sm{font-size:15px;padding:10px 18px;min-height:42px;box-shadow:none}
.btn-block{width:100%}
.btn[disabled]{opacity:.7;cursor:wait}

/* hero */
.hero{background:linear-gradient(180deg,var(--cream),#fff);padding:46px 0 60px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
.hero-grid>*{min-width:0}
.pill{display:inline-block;background:var(--navy);color:#fff;font-size:14px;font-weight:600;padding:6px 14px;border-radius:999px;margin-bottom:18px}
.hl{color:var(--green-d)}
.ticks{list-style:none;padding:0;margin:22px 0 26px}
.ticks li{position:relative;padding-left:34px;margin:0 0 12px;font-size:19px}
.ticks li:before{content:"";position:absolute;left:0;top:4px;width:22px;height:22px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E2A47' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/14px no-repeat}
.hero-proof{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:12px;max-width:520px}
.hero-proof img{width:96px;height:96px;object-fit:cover;object-position:center 45%;border-radius:12px}
.hero-proof p{margin:0;font-weight:600;font-size:16px;color:var(--navy)}

/* form */
.form-card{background:#fff;border-radius:22px;padding:28px;box-shadow:var(--shadow);border:1px solid var(--line);scroll-margin-top:16px}
.form-h{font-size:26px;font-weight:700;color:var(--navy)}
.form-sub{color:var(--muted);font-size:16px}
form label{display:block;font-size:15px;font-weight:600;margin:0 0 12px;color:var(--navy)}
form input:not([type=radio]),form select{display:block;width:100%;margin-top:6px;font:400 17px Figtree,sans-serif;padding:13px 14px;border:1.5px solid #CFC8BA;border-radius:12px;background:#fff;color:var(--ink);min-height:50px;appearance:none;-webkit-appearance:none}
form select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E2A47' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") right 12px center/18px no-repeat;padding-right:40px}
form input:focus,form select:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(155,225,93,.45)}
form .bad{border-color:#C0392B !important}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
fieldset{border:0;padding:0;margin:0 0 12px}
legend{font-size:15px;font-weight:600;color:var(--navy);margin-bottom:6px;padding:0}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.seg label{margin:0}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg span{display:flex;align-items:center;justify-content:center;min-height:50px;border:1.5px solid #CFC8BA;border-radius:12px;font-weight:600;cursor:pointer}
.seg input:checked+span{border-color:var(--navy);background:var(--navy);color:#fff}
.seg input:focus-visible+span{box-shadow:0 0 0 3px rgba(155,225,93,.6)}
fieldset.bad .seg span{border-color:#C0392B}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.err{color:#B03A2E;font-size:15px;font-weight:600;margin:4px 0 10px}
.next{padding-left:22px;margin:16px 0 0}
.next li{margin-bottom:12px}

/* sections */
.sec{padding:76px 0}
.sec-tint{background:var(--cream)}
.sec-navy{background:var(--navy);color:#fff}
.sec-navy h2{color:#fff}
.sec-navy .lead{color:#C9D5E2}
.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.split>*{min-width:0}
.split-rev{grid-template-columns:1.2fr .8fr}
.vid{max-width:380px;margin:0 auto;width:100%}
.vid video{width:100%;aspect-ratio:9/16;border-radius:20px;background:#000;box-shadow:var(--shadow);display:block}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:18px 0}
.box{background:#fff;border-radius:14px;padding:18px;border:1px solid var(--line)}
.box p{margin:0;font-size:16px;color:var(--muted)}
.photo img{border-radius:20px;aspect-ratio:4/5;object-fit:cover;width:100%;max-width:420px;margin:0 auto;box-shadow:var(--shadow)}

/* math */
.math{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);overflow:hidden;margin:24px 0 18px}
.math-row{display:flex;justify-content:space-between;gap:16px;padding:18px 22px;border-bottom:1px solid var(--line);font-size:18px}
.math-row b{font-family:Geist,sans-serif;white-space:nowrap}
.math-row.minus b{color:var(--green-d)}
.math-row.total{background:var(--navy);color:#fff;border:0;font-size:20px}
.math-row.total b{color:var(--green);font-size:24px}
.fine-inline{font-size:16px;color:var(--muted)}

/* rebates */
.rebates{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:26px 0 18px}
.reb{background:#fff;border-radius:var(--r);padding:22px;border:1px solid var(--line)}
.reb-amt{font:800 34px Geist,sans-serif;color:var(--green-d);margin:0 0 6px;letter-spacing:-.02em}
.reb-who{font-weight:700;margin:0 0 6px;color:var(--navy)}
.reb-note{font-size:15px;color:var(--muted);margin:0}
.note{font-size:17px}
.note.light{color:#C9D5E2;margin-top:22px}

/* questions */
.qs{list-style:none;padding:0;margin:22px 0 0;counter-reset:q}
.qs li{counter-increment:q;position:relative;padding:0 0 18px 58px;margin-bottom:18px;border-bottom:1px solid var(--line)}
.qs li:last-child{border:0}
.qs li:before{content:counter(q);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--green);font:800 18px Geist,sans-serif;display:grid;place-items:center}
.q{font:700 21px Geist,sans-serif;margin:4px 0 4px;color:var(--navy)}
.a{margin:0;color:var(--muted)}
.a b{color:var(--green-d)}

/* vs */
.vs{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:26px}
.vs-col{border-radius:var(--r);padding:22px}
.vs-col h3{font-size:18px;margin-bottom:12px}
.vs-col ul{list-style:none;padding:0;margin:0}
.vs-col li{padding:8px 0 8px 28px;position:relative;font-size:17px}
.them{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);color:#C9D5E2}
.them li:before{content:"✕";position:absolute;left:0;color:#E58C80;font-weight:700}
.us{background:#fff;color:var(--ink)}
.us h3{color:var(--navy)}
.us li:before{content:"✓";position:absolute;left:0;color:var(--green-d);font-weight:800}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:28px 0 34px}
.step{background:var(--cream);border-radius:var(--r);padding:24px}
.step span{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--green);color:var(--navy);font:800 18px Geist,sans-serif;margin-bottom:14px}
.step p{margin:0;color:var(--muted);font-size:17px}
.photo-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.photo-row img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:16px}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:0 20px}
summary{cursor:pointer;font:600 18px Geist,sans-serif;color:var(--navy);padding:18px 30px 18px 0;list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:0;top:14px;font-size:26px;color:var(--green-d)}
details[open] summary:after{content:"–"}
details p{color:var(--muted);font-size:17px}

.final{background:var(--cream);padding-bottom:110px}
.foot{background:var(--navy);color:#C9D5E2;padding:34px 0 120px;font-size:15px}
.foot b{color:#fff}
.disc{font-size:13px;line-height:1.5;opacity:.85}

/* sticky mobile CTA */
.sticky{display:none}
@media (max-width:860px){
  body{font-size:17px}
  .hero{padding:24px 0 40px}
  .hero-grid,.split,.split-rev{grid-template-columns:1fr;gap:28px}
  .split-rev .photo{order:-1}
  .nav-cta{display:none}
  .nav-in{justify-content:center;height:58px}
  .hero-proof{display:none}
  .ticks{margin:16px 0 4px}
  .ticks li{font-size:17px}
  .form-card{padding:22px 18px}
  .rebates,.steps,.vs{grid-template-columns:1fr}
  .two{grid-template-columns:1fr}
  .photo-row{grid-template-columns:1fr 1fr}
  .photo-row img:last-child{display:none}
  .sec{padding:54px 0}
  .math-row{padding:15px 16px;font-size:16px}
  .math-row.total{font-size:17px}
  .math-row.total b{font-size:20px}
  .photo img{aspect-ratio:1/1;object-position:center 35%}
  .sticky{display:flex;position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom));z-index:50;align-items:center;justify-content:center;background:var(--green);color:var(--navy);font:700 18px Geist,sans-serif;min-height:56px;border-radius:999px;text-decoration:none;box-shadow:0 8px 24px rgba(14,42,71,.25);transition:transform .25s,opacity .25s,visibility 0s .25s}
  .sticky.off{transform:translateY(140%);opacity:0;visibility:hidden;pointer-events:none}
  .sticky.on{visibility:visible;transition:transform .25s,opacity .25s}
}
@media (max-width:380px){ .row2{grid-template-columns:1fr} }
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* polish v2 */
.hero-photo{position:relative;max-width:560px;border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.hero-photo img{width:100%;height:300px;object-fit:cover;object-position:center 55%}
.hero-photo-cap{position:absolute;left:12px;right:12px;bottom:12px;margin:0;background:rgba(255,255,255,.94);border-radius:12px;padding:10px 14px;font-size:15px;color:var(--navy)}
.form-card{padding:24px 26px}
.form-sub{margin-bottom:14px}
form label{margin-bottom:10px}
form input:not([type=radio]),form select{padding:11px 13px;min-height:48px}
.seg span{min-height:48px}
form input::placeholder{color:#9AA3AD}
form select:invalid{color:#7D8792}
form select option{color:var(--ink)}
.row-zip{align-items:end}
.row-zip fieldset{margin-bottom:10px}
.row-zip label{margin-bottom:10px}
.hero{padding:34px 0 56px}
@media (max-width:860px){ .hero-photo{display:none} }

/* polish v3 */
.h1-sub{font-size:15px;color:var(--muted);margin:-4px 0 0}
.hero-photo img{object-position:center 30%;height:280px}
.row-zip{align-items:start}
.row-zip legend{margin-bottom:6px;line-height:1.55}
.row-zip .seg span{margin-top:0}
.row-zip fieldset legend{font-size:15px}
form input::placeholder{color:#B4BBC3}

/* polish v4: width/height attrs were overriding aspect-ratio */
.photo img,.photo-row img{height:auto}
.photo-row img:first-child{object-position:center 30%}
.final{background:#fff}
.disc{font-size:13px;color:#D5DEE8;opacity:1}
body{background:var(--navy)} main{background:#fff}

/* v5 hero photo */
.hero-photo img{height:auto;aspect-ratio:3/2;object-position:center}
.hero-photo-cap{left:auto;right:12px;bottom:12px;max-width:290px}
/* v6 */
@media (min-width:861px){ .form-card{position:sticky;top:20px;align-self:start} }
/* v7 simplified */
.reb-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:22px 0}
.reb{background:var(--cream);border-radius:18px;padding:22px 16px}
.reb-amt{font-family:Geist,sans-serif;font-weight:800;font-size:44px;color:var(--green-d,#2F7A12);margin:0}
.reb-who{margin:6px 0 0;font-weight:600}
.center .btn,.vid + div .btn{margin-top:18px}
@media(max-width:560px){.reb-grid{grid-template-columns:1fr}}